<swap>
<!-- Morgan Stanley Dean Witter pays the floating rate every 6 months,
based on 3M USD-LIBOR-BBA, reset and compounded flat quarterly, on
an ACT/360 basis. The compounded rate to be used for calculating each
floating payment amount will be rounded to nearest 4 decimal places. -->
<swapStream>
...
<calculationPeriodAmount>
<calculation>
...
<compoundingMethod>Flat
</compoundingMethod>
</calculation>
</calculationPeriodAmount>
</swapStream>
<!-- JPMorgan pays the 5.85% fixed rate semi-annually
on a 30/360 basis -->
<swapStream> </swapStream>
</swap>