<americanExercise>
...
<earliestExerciseTime>
<hourMinuteTime>09:00:00
</hourMinuteTime>
</earliestExerciseTime>
<!-- CHANGE decrease time below so that it is < earliestExerciseTime. By Chris Simmons, 15 May 2003 -->
<latestExerciseTime>
<hourMinuteTime>08:00:00
</hourMinuteTime>
</latestExerciseTime>
</americanExercise>