<?xml version="1.0" encoding="UTF-8"?><!--
	== Copyright (c) 2002-2010. All rights reserved.
	== Financial Products Markup Language is subject to the FpML public license.
	== A copy of this license is available at http://www.fpml.org/license/license.html
-->
<FpML xmlns="http://www.fpml.org/2010/FpML-4-9" xmlns:fpml="http://www.fpml.org/2010/FpML-4-9" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" version="4-9" xsi:type="InterestPaymentNotice" xsi:schemaLocation="http://www.fpml.org/2010/FpML-4-9 ../../fpml-main-4-9.xsd http://www.w3.org/2000/09/xmldsig# ../../xmldsig-core-schema.xsd">
   <header>
      <conversationId conversationIdScheme="http://www.altova.com">cid001</conversationId>
      <messageId messageIdScheme="http://www.altova.com">mid001</messageId>
      <sentBy partyIdScheme="http://www.fpml.org/ext/iso9362">Alex Poretsky</sentBy>
      <sendTo partyIdScheme="http://www.fpml.org/ext/iso9362">Jeff Lender A</sendTo>
      <copyTo partyIdScheme="http://www.fpml.org/ext/iso9362">Jeff Lender A</copyTo>
      <creationTimestamp>2007-12-17T09:30:47-05:00</creationTimestamp>
      <expiryTimestamp>2007-12-17T09:30:47-05:00</expiryTimestamp>
   </header>
   <noticeDate>2007-11-01</noticeDate>
   <agentBankPartyReference href="agentParty"/>
   <borrowerPartyReference href="borrowerParty"/>
   <lenderPartyReference href="lenderParty"/>
   <dealSummary id="ID04039GAD3">
      <instrumentId instrumentIdScheme="http://www.fpml.org/spec/2002/instrument-id-CUSIP-1-0">IDPROD001</instrumentId>
      <description>2007 JEFF STUDER BORROWER NOTICE 10</description>
      <creditAgreementDate>2001-11-01</creditAgreementDate>
   </dealSummary>
   <facilitySummary id="ID17120RAB5">
      <instrumentId instrumentIdScheme="http://www.fpml.org/spec/2002/instrument-id-CUSIP-1-0">IDPROD001</instrumentId>
      <description>JAS FPML EXAMPLE1 REVOLVING CREDIT</description>
      <originalCommitmentAmount>
         <currency>USD</currency>
         <amount>5277.78</amount>
      </originalCommitmentAmount>
   </facilitySummary>
   <facilityCommitmentPosition>
      <currentAmount>
         <globalAmount id="ID000134">
            <currency>USD</currency><!-- facilityCommitmentPosition/currentAmount/globalAmount/amount >= the sum of all facilityCommitmentPosition/loanContractPosition/currentAmount/globalAmount/amount. --><!--<amount>5277.78</amount>-->
            <amount>5000</amount>
         </globalAmount>
         <shareAmount id="ID000135">
            <currency>USD</currency>
            <amount>2638.89</amount>
         </shareAmount>
      </currentAmount>
      <priorAmount>
         <globalAmount id="ID000136">
            <currency>USD</currency>
            <amount>5277.78</amount>
         </globalAmount>
         <shareAmount id="ID000137">
            <currency>USD</currency>
            <amount>2638.89</amount>
         </shareAmount>
      </priorAmount>
      <loanContractPosition>
         <loanContractSummary>
            <identifier>
               <partyReference href="agentParty"/>
               <contractId contractIdScheme="http://www.jpm.com/contractId">N/A</contractId>
            </identifier>
            <originalAmount>
               <currency>USD</currency>
               <amount>0.0</amount>
            </originalAmount>
            <maturityDate>2007-11-01</maturityDate>
         </loanContractSummary>
         <currentAmount>
            <globalAmount>
               <currency>USD</currency>
               <amount>5277.78</amount>
            </globalAmount>
            <shareAmount>
               <currency>USD</currency>
               <amount>2638.89</amount>
            </shareAmount>
         </currentAmount>
         <priorAmount>
            <globalAmount>
               <currency>USD</currency>
               <amount>1000</amount>
            </globalAmount>
            <shareAmount>
               <currency>USD</currency>
               <amount>500</amount>
            </shareAmount>
         </priorAmount>
      </loanContractPosition>
   </facilityCommitmentPosition>
   <comments>Bank To Bank Info: Lender A Specific Remittance Instructions Reference: JAS FPML
		EXAMPLE1 </comments>
   <loanContractSummary>
      <identifier>
         <partyReference href="agentParty"/>
         <contractId contractIdScheme="http://www.jpm.com/contractId">78906543</contractId>
      </identifier>
      <originalAmount>
         <currency>USD</currency>
         <amount>0.0</amount>
      </originalAmount>
      <maturityDate>2008-11-08</maturityDate>
   </loanContractSummary>
   <interestPayment>
      <calculationMethod>ProRataShare</calculationMethod>
      <paymentDate>2007-11-01</paymentDate>
      <amount>
         <globalAmount>
            <currency>USD</currency>
            <amount>5277.78</amount>
         </globalAmount>
         <shareAmount>
            <currency>USD</currency>
            <amount>2638.89</amount>
         </shareAmount>
      </amount>
   </interestPayment>
   <interestAccrualSchedule>
      <interestRatePeriod>
         <rateFixingDate>2007-10-30</rateFixingDate>
         <startDate>2007-09-30</startDate>
         <endDate>2007-10-30</endDate>
         <floatingRateIndex>USD-LIBOR-BBA</floatingRateIndex>
         <interestRate>0.0250</interestRate>
         <margin>0.0535</margin>
         <allInRate>0.0785</allInRate>
         <interestDayBasis>ACT/360</interestDayBasis>
         <tenor>
            <periodMultiplier>1</periodMultiplier>
            <period>M</period>
         </tenor>
      </interestRatePeriod>
      <lenderLoanContractPeriod>
         <startDate>2006-11-08</startDate>
         <endDate>2008-11-08</endDate>
         <shareCommitmentAmount>
            <currency>USD</currency>
            <amount>0.0</amount>
         </shareCommitmentAmount>
         <shareLoanContractAmount id="ID000156">
            <currency>USD</currency>
            <amount>0.0</amount>
         </shareLoanContractAmount>
      </lenderLoanContractPeriod>
      <interestAccrualPeriod>
         <startDate>2007-09-30</startDate>
         <endDate>2007-10-30</endDate>
         <shareInterestAccrualAmount id="ID000158">
            <currency>USD</currency>
            <amount>2638.89</amount>
         </shareInterestAccrualAmount>
      </interestAccrualPeriod>
   </interestAccrualSchedule>
   <party id="agentParty">
      <partyId partyIdScheme="http://www.jpm.com/partyId">123544323</partyId>
      <partyName>Party A Bank USA NA</partyName>
      <account id="ID000160">
         <accountId accountIdScheme="http://www.jpm.com/accountId">N/A</accountId>
         <accountName>Party A Bank USA NA</accountName>
      </account>
   </party>
   <party id="borrowerParty">
      <partyId partyIdScheme="http://www.jpm.com/partyId">45633132</partyId>
      <partyName>JEFF STUDER LENDER A</partyName>
      <account id="ID000162">
         <accountId accountIdScheme="http://www.jpm.com/accountId">N/A</accountId>
         <accountName>JEFF STUDER LENDER A</accountName>
      </account>
   </party>
   <party id="lenderBeneficiary">
      <partyId partyIdScheme="http://www.jpm.com/partyId">78932123</partyId>
      <partyName>lndr A</partyName>
      <account id="ID1234567">
         <accountId accountIdScheme="http://www.jpm.com/accountId">ID04039GAD3</accountId>
         <accountName>JEFF STUDER LENDER A</accountName>
      </account>
   </party>
   <party id="lenderParty">
      <partyId partyIdScheme="http://www.jpm.com/partyId">1231233221</partyId>
      <partyName>JEFF STUDER LENDER A</partyName>
      <account id="ID000163">
         <accountId accountIdScheme="http://www.jpm.com/accountId">JPMC-001</accountId>
         <accountBeneficiary href="lenderBeneficiary"/>
      </account>
   </party>
</FpML>